Portfolio Visualizer cost: Basic and Pro pricing, the free tier limits, and a cheaper Portfolio Visualizer alternative
Portfolio Visualizer sells two paid plans and a free tier. Basic is $30 a month and Pro is $55, and both are billed annually, so the smallest purchase is $360 or $660 for twelve months. What no ranking page states is that the two paid plans list identical features. The entire difference is 50 saved models against 150, and a licence line that decides whether you are allowed to use the output at work.
- 1 THESIS
- 2 EVIDENCE
- 3 BACKTEST
- 4 RISK
- 5 VERDICT
02 EVIDENCE · FUNDAMENTALS
04 RISK · IN PLAIN ENGLISH
Sample scenarios, not a live backtest of what you typed. Past performance does not guarantee future results. Educational analysis only, not financial advice.
In short
Portfolio Visualizer costs $30 a month for Basic and $55 a month for Pro, both billed annually, which is $360 and $660 a year. There is no month-to-month option. The free tier costs nothing and needs no login but caps portfolios at 15 assets, limits history, and excludes the current month to date. Basic and Pro list identical features; Pro adds 100 saved model slots and a commercial-use licence.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
SIDE BY SIDE - PRICING CHECKED SEPTEMBER 23, 2026
Every Portfolio Visualizer plan, what it really buys, and the honest alternatives at each price
One card per Portfolio Visualizer tier plus the closest priced alternatives, including an honest card for this site. The limitation line is the part that decides the purchase, and on two of these three tiers it has nothing to do with features.
| Tool | Best for | Price (September 23, 2026) | The honest limitation |
|---|---|---|---|
| Portfolio Visualizer Free | Someone modeling a three-fund or five-fund portfolio who wants a long-horizon study and does not need the current month | $0, no login required | Fifteen assets per portfolio, an unstated history cap described only as "limited history", and the current month-to-date is excluded from every result. |
| Portfolio Visualizer Basic | A private investor running many variations of the same allocation who wants year-to-date numbers and forward tactical signals | $30 a month, billed annually, so $360 a year | Licensed for "Personal and Educational Use" only, and capped at 50 saved portfolio models. There is no month-to-month option, so the smallest purchase is twelve months. |
| Portfolio Visualizer Pro | An adviser, planner, consultant or publisher who will put the output in front of someone else | $55 a month, billed annually, so $660 a year | The only functional difference from Basic is 150 saved models instead of 50. You are mostly paying $300 a year for the commercial-use licence. |
| Koyfin | Someone who wants fundamentals, screening and charting rather than allocation math | Published ladder from a free tier up through paid plans on both monthly and annual terms | It is a research terminal, not a backtester. The allocation and Monte Carlo work Portfolio Visualizer does has no equivalent there. |
| Portfolio123 | A quantitative investor who wants point-in-time fundamentals and ranking systems behind the backtest | A tiered ladder where the amount of price and fundamental history is itself the thing you are buying | Considerably more expensive at the top, and the entry tier caps backtest history at a length that is too short for most strategy work. |
| AgentTrading Starter | Someone who has one specific rule in mind and wants a straight answer about whether it held up | $19 a month, or $180 billed yearly | We do not do portfolio optimization, Monte Carlo, efficient frontier, Black-Litterman or factor regression. Starter also caps backtest history at 10 years and 20 analyses a month; the 20-year window starts on the $49 Analyst plan. |
Prices are the vendors' public list prices, checked September 23, 2026, and vendors change them. Verify current pricing and capabilities with each vendor before you buy.
Portfolio Visualizer Free
Someone modeling a three-fund or five-fund portfolio who wants a long-horizon study and does not need the current month
This is a genuinely capable free tier and a lot of people never need to leave it. Monte Carlo, optimization, factor regression, asset analytics and the tactical models are all listed on it, as are Excel, CSV and PDF export. The three constraints are what push people to pay, and the history one is the constraint you should test rather than assume. Build your real portfolio with your real start date and see where it truncates. If it covers your window and your holdings fit in fifteen, the paid plans buy you saved models and a licence, not better math.
Portfolio Visualizer Basic
A private investor running many variations of the same allocation who wants year-to-date numbers and forward tactical signals
Basic removes all three free-tier constraints at once: 150 assets instead of 15, full history, year-to-date results, and the forward trade signal on tactical models. For a hobbyist with a complicated portfolio this is the plan. The thing to check before you buy is the licence wording, because "Educational" is doing real work in that phrase. If the output will appear in anything you are paid for, Basic is not the plan you are allowed to hold, no matter how well it fits on features.
Portfolio Visualizer Pro
An adviser, planner, consultant or publisher who will put the output in front of someone else
Pro is priced as a licence upgrade wearing a feature upgrade's clothes. If you are a registered firm that is fine, because you have to buy it anyway and $660 a year is cheap against every institutional alternative. What you should not do is talk yourself into Pro as a private investor because it sounds like the serious tier. Count your saved models. If 50 is enough and you are not using the output commercially, Basic does the identical analysis for $300 less.
Koyfin
Someone who wants fundamentals, screening and charting rather than allocation math
Worth naming because buyers often shortlist these two together and they barely overlap. Koyfin publishes its whole price ladder on both billing terms, which is unusual in this category and makes it easy to compare. We keep the current tier detail on our Koyfin pricing page. If your question is "what is this company worth", that is Koyfin. If your question is "what would this mix of ETFs have done since 2005", that is Portfolio Visualizer.
Portfolio123
A quantitative investor who wants point-in-time fundamentals and ranking systems behind the backtest
The serious step up from Portfolio Visualizer if your strategies select securities rather than weight them. We measured its history-per-dollar and found the volume discount running backwards, which is documented on our stock screener with backtesting page. Most people reading a Portfolio Visualizer pricing page do not need this. The ones who do usually know already.
AgentTrading Starter
Someone who has one specific rule in mind and wants a straight answer about whether it held up
Different job, stated plainly so you can rule us out fast. You describe a rule in plain English, we restate it as something testable, run it on adjusted daily data, and give a verdict including the cases where the idea loses. There is no portfolio allocation engine here and no plan to sell you one. If your question is about weights, correlations and efficient frontiers, Portfolio Visualizer is the better purchase and the free tier may be all you need. If your question is whether a specific entry and exit rule actually worked, start on the trading strategy tester.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
EVERY PRICE AND LIMIT, QUOTED FROM THE VENDOR
Portfolio Visualizer pricing: what the page states, where it states it, and what it costs you
Every row below is quoted from Portfolio Visualizer's own pricing page or taken directly from its footnotes and disclosures. Where a widely read review disagrees with the vendor, the row says so and names the review.
| Question a buyer asks | What Portfolio Visualizer states | Where it is stated | What it means for you |
|---|---|---|---|
| What does Portfolio Visualizer cost per month? | The pricing page shows two figures, "$30 / month" for Basic and "$55 / month" for Pro. Both carry the line "Billed Annually" and there is no separate monthly rate anywhere on the page. | portfoliovisualizer.com/pricing, plan columns | Budget $360 or $660 up front. Treat the monthly figure as an annual price divided by twelve, not as a cancel-any-month rate. |
| Is there a month-to-month plan? | No month-to-month price appears. The rendered pricing page contains exactly two dollar figures, $30 and $55, and the string "Billed Annually" appears exactly twice, once under each paid plan. | portfoliovisualizer.com/pricing, rendered September 23, 2026 | You cannot buy one month to test it. The trial button on each paid plan reads "Start Trial", so the trial is the way to evaluate it, not a single paid month. |
| What is actually different between Basic and Pro? | The feature checklists are identical, line for line. Footnote 3 reads "Basic plan allows 50 portfolio models to be saved and pro plan enables 150 portfolio models". The column labels read "Personal and Educational Use" for Basic and "Personal and Commercial Use" for Pro. | portfoliovisualizer.com/pricing, feature grid and footnote 3 | $300 a year buys 100 extra saved models and a commercial-use licence. If you need neither, Pro is not an upgrade. |
| How many assets does the free tier allow? | Footnote 1 reads: "Basic and pro plans support up to 150 assets with YTD results, free tier supports portfolios with up to 15 assets with limited history and excludes the current month-to-date results." | portfoliovisualizer.com/pricing, footnote 1 | Fifteen, not twenty-five. Rob Berger's tools page, on the first page of results for this query, states "up to 25 assets at a time". Test your real holdings count on the free tier before you trust any review. |
| Do the free and paid tiers differ on history? | Yes, and the amount is unstated. The free tier is described as having "limited history" and excluding "the current month-to-date results". The paid tiers are described as including "YTD results". | portfoliovisualizer.com/pricing, footnotes 1 and 2 | The window is the whole point of a backtester. Run your actual start date on the free tier first. If it truncates the years you care about, that alone is the reason to pay. |
| Can I use it at work on the Basic plan? | The Basic column is labeled "Personal and Educational Use". Only the Pro column is labeled "Personal and Commercial Use". | portfoliovisualizer.com/pricing, plan column headers | Commercial use is a licence question, not a feature question. An adviser, planner, consultant or newsletter writer is routed to the $660 plan regardless of which features they need. |
| Are tactical allocation signals included on the free tier? | Footnote 2 reads: "Basic and pro plans include YTD results and display of forward trade signals for tactical allocation models." | portfoliovisualizer.com/pricing, footnote 2 | The forward signal, which is the only part of a tactical model you could act on, is behind the paywall. Free gives you the historical study without the current instruction. |
| Who owns Portfolio Visualizer, and is it regulated? | The footer reads "(c) 2026 SRL Global". The disclosure reads: "SRL does not provide investment, legal, accounting, or tax advice and is not registered with the SEC, FINRA, FCA, ESMA, or any other regulator." | portfoliovisualizer.com/pricing, footer and global disclosures | It is a calculation tool sold by a software company, not an advisory service. That is normal for the category and it is stated plainly, which is more than several priced rivals manage. |
| Is there a cheaper way to test one rule? | On this site, Starter is $19 a month or $180 billed yearly, which is half of Portfolio Visualizer Basic. It is a different job: a plain-English rule turned into a backtest with an honest verdict, not a portfolio analytics suite. | agenttrading.ai/pricing, read from our own billing configuration | If what you need is Monte Carlo, efficient frontier, Black-Litterman or factor regression, buy Portfolio Visualizer. We do not have those and are not going to pretend otherwise. |
Plan prices, billing terms, asset caps, saved-model counts, licence labels and the ownership and regulatory disclosures were read from portfoliovisualizer.com on September 23, 2026. Prices change, so confirm at checkout. Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
WHAT YOU GET - PORTFOLIO VISUALIZER COST
Portfolio Visualizer cost, run on the bench
Both paid prices are annual, not monthly
Portfolio Visualizer shows "$30 / month" for Basic and "$55 / month" for Pro, and puts "Billed Annually" under each. There is no month-to-month rate on the page. The smallest purchase is twelve months, so the real figures are $360 and $660 paid up front. Reviews that quote "$30 a month" without the billing term are quoting a division, not a price you can pay.
Basic and Pro list identical features
Every line in the feature grid appears under both paid plans: backtesting, Monte Carlo, optimization, factor regression, asset analytics, tactical models, saved models, exports, backfills, custom PDF reports, custom data series, fees, capital market assumptions, tax assumptions and team sync. The only stated differences are 50 saved models against 150, and the use licence. That is what $300 a year buys.
The licence, not the feature list, decides your plan
Free and Basic are labeled "Personal and Educational Use". Only Pro is labeled "Personal and Commercial Use". An adviser, planner, consultant or newsletter writer is routed to the $660 plan by the licence line regardless of which features they need. Check that line before you compare anything else, because it settles the decision on its own.
The free tier is capped three ways, not one
Footnote 1 is precise: "free tier supports portfolios with up to 15 assets with limited history and excludes the current month-to-date results". Fifteen holdings, an unstated history cap, and no current month. Two of those three are about the backtest window, which is the part of the product you actually came for.
The public record has the free-tier limit wrong
Rob Berger's tools page, which ranks on the first page for this query, states the free version allows "up to 25 assets at a time". The vendor's own footnote says 15. It is a small error with a real consequence: a twenty-holding portfolio fits under the number in the review and does not fit under the number on the pricing page.
Forward tactical signals are paid-only
Footnote 2 says the paid plans "include YTD results and display of forward trade signals for tactical allocation models". So the free tier shows you how a tactical model behaved historically but withholds the one output you could act on today. If tactical allocation is why you are here, the free tier cannot finish the job.
HOW IT WORKS - 4 STEPS
From a sentence to a stamped verdict
Count your holdings and pick your start date
Open the free tier and build the portfolio you actually want to study, with the earliest start date you care about. Fifteen assets is the cap and the history is limited by an amount the pricing page does not state. If it runs, you have your answer and it costs nothing. Most of the people who go on to pay find out here exactly why.
Read the two words above the price before you read the price
"Personal and Educational Use" sits above Basic and "Personal and Commercial Use" sits above Pro. If the output will appear in a client report, a proposal, a published newsletter or anything you invoice for, you are buying Pro and the feature comparison is irrelevant. Settle this first and the rest of the decision gets much shorter.
Count your saved models honestly
If you are not on Pro for the licence, the only thing left to compare is 50 saved models against 150. Most private investors keep fewer than a dozen. If that is you, Basic does the identical analysis for $300 a year less, and the money is better spent on a second tool that does something Portfolio Visualizer does not.
Price the twelve-month commitment, not the monthly figure
There is no month-to-month plan, so the comparison is $360 or $660 against a year of whatever else you were considering. Use the trial on each paid plan to do the evaluation a single paid month would have done elsewhere, and put the renewal date in your calendar before you enter a card.
Separate the allocation question from the rule question
Portfolio Visualizer answers "what would this mix of assets have done". It does not answer "what would this entry and exit rule have done on one ticker". Those are different purchases and people regularly buy the wrong one. If your idea is a rule rather than a weighting, run it on our trading strategy tester and keep the free Portfolio Visualizer tier for the allocation half.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
On the same bench
The two numbers on Portfolio Visualizer's pricing page are $30 and $55, both shown as "/ month". Underneath each one, in smaller type, is the phrase "Billed Annually". Those are the only two dollar figures anywhere on the page, and there is no month-to-month option next to them. So the real decision is $360 or $660, paid up front, for twelve months.
That matters more than it sounds, because the tier you are choosing between is not separated by features. Read the two paid columns side by side and every single line item is identical: portfolio backtesting, Monte Carlo simulation, portfolio optimization, factor regression, asset analytics, tactical allocation models, saved portfolios, saved simulation and optimization models, Excel and CSV and PDF export, configurable asset backfills, customized PDF reports, custom data series, management fees, saved capital market assumptions, customized tax assumptions and team member account synchronization. All of it appears under Basic and all of it appears under Pro.
The difference is buried in the footnotes and in one line of small print at the top of each column. Footnote 3 says Basic saves 50 portfolio models and Pro saves 150. The column headers say Basic is for "Personal and Educational Use" and Pro is for "Personal and Commercial Use". That is the entire gap. Three hundred dollars a year buys you a hundred extra saved models and permission to use the output in a business.
| Plan | Sticker | What you actually pay | Assets per portfolio | Saved models | Licence |
|---|---|---|---|---|---|
| Free | $0 | $0, no login required | 15, with limited history, and the current month-to-date is excluded | Saving is listed on the free tier | Personal and Educational Use |
| Basic | $30 / month | $360 a year, billed annually | 150, with year-to-date results | 50 | Personal and Educational Use |
| Pro | $55 / month | $660 a year, billed annually | 150, with year-to-date results | 150 | Personal and Commercial Use |
The free tier is the part most write-ups describe loosely, and it is worth being exact about because it decides whether you need to pay at all. The vendor's own footnote reads: "free tier supports portfolios with up to 15 assets with limited history and excludes the current month-to-date results". Three constraints, not one. Fifteen holdings, an unstated history cap, and no current month.
The asset count is where the public record goes wrong. Rob Berger's tools page, which ranks on the first page for this search, says the free version "allows analysis of up to 25 assets at a time". The pricing page says 15. If you are modeling a three-fund or five-fund portfolio the difference never shows up. If you are testing a twenty-ETF sector rotation, you will hit a wall the review told you was ten holdings further away.
The "limited history" clause is the one to test before you pay. Portfolio Visualizer is a backtester, and the length of the window is the product. The free tier does not say how much history it withholds, so run your actual portfolio with your actual start date before you decide the free tier is enough. And note the third constraint: excluding month-to-date results means a free backtest always stops at the end of last month, which is fine for a ten-year study and useless for checking a tactical model you are about to trade.
The licence line is the real paywall
Most comparisons treat the Basic-to-Pro jump as a storage upgrade. It is not. Free and Basic are both labeled "Personal and Educational Use" and only Pro is labeled "Personal and Commercial Use". If you are a registered adviser running an allocation for a client, a planner putting a chart in a proposal, a consultant billing for the analysis, or a newsletter writer publishing the output, the feature list is not what excludes you from Basic. The licence is. You could have every feature you need on the $360 plan and still be on the wrong plan.
This is the same mechanism we catalogued across ten other vendors on our non-professional subscriber page, where five structurally different gates decide what a professional buyer is allowed to purchase. Portfolio Visualizer gates by licence rather than by feature or by surcharge, which is why it is easy to miss. The adviser-specific version of this decision, including what the SEC marketing rule says about presenting hypothetical performance, is on our Portfolio Visualizer Basic vs Pro for advisers write-up.
What the vendor says about itself
Two disclosures on the pricing page are worth reading before you spend $660. The first: "Portfolio Visualizer is provided strictly for educational and illustrative purposes only. SRL does not provide investment, legal, accounting, or tax advice and is not registered with the SEC, FINRA, FCA, ESMA, or any other regulator." The second, from the consent notice that loads with the page: "From time to time we feature, discuss, or link to instruments, funds, platforms, or services issued or sponsored by our owners, affiliates, partners, or advertisers. We may receive compensation (e.g., referral fees, advertising fees, revenue-share). Such relationships may influence which products are illustrated or how they are presented."
Neither is a reason not to buy it. Both are reasons to know what you are buying: a calculation engine, run by SRL Global, that is explicit about being educational rather than advisory. The calculations are the product and they are good. The framing around them is paid media like anywhere else.
QUESTIONS - ASKED AND ANSWERED
Portfolio Visualizer cost: the common questions
How much does Portfolio Visualizer cost?
Portfolio Visualizer Basic costs $30 a month and Pro costs $55 a month, and both are billed annually, so the actual charges are $360 and $660 a year. There is no month-to-month option on the pricing page. A free tier costs nothing and requires no login, but caps portfolios at 15 assets, limits history, and excludes the current month-to-date results.
Is Portfolio Visualizer free?
There is a free tier and it needs no login, but it is capped three ways: portfolios are limited to 15 assets, history is described only as "limited", and results exclude the current month to date. Forward trade signals on tactical allocation models are paid-only. For a small buy-and-hold portfolio studied over a long window, the free tier is often enough. For anything current or wide, it is not.
What is the difference between Portfolio Visualizer Basic and Pro?
Two things. Pro saves 150 portfolio models against Basic's 50, and Pro is licensed for "Personal and Commercial Use" while Basic is licensed for "Personal and Educational Use". Every other line in the feature grid is identical between the two plans. The $300 a year difference is a hundred model slots plus permission to use the output in a business.
Can financial advisors use Portfolio Visualizer?
Yes, on the Pro plan. Pro is the only tier labeled for commercial use, so an adviser, planner or consultant who puts the output in front of a client or into a billable deliverable needs the $660 a year plan. Free and Basic are both labeled "Personal and Educational Use". Note separately that the vendor states it is not registered with the SEC or FINRA and that all outputs are hypothetical.
Does Portfolio Visualizer have a monthly plan?
No. The pricing page shows Basic at "$30 / month" and Pro at "$55 / month", and both carry the line "Billed Annually". No month-to-month rate appears anywhere on the page. Each paid plan has a "Start Trial" button, so the trial is the intended way to evaluate the product rather than buying a single month.
How many assets can a free Portfolio Visualizer backtest include?
Fifteen. The vendor's footnote reads "free tier supports portfolios with up to 15 assets with limited history and excludes the current month-to-date results", while the Basic and Pro plans support up to 150 assets with year-to-date results. Some widely read review pages say 25 for the free tier; the pricing page says 15.
Is Portfolio Visualizer worth the money?
It is worth it if you need portfolio-level math: Monte Carlo, efficient frontier, portfolio optimization, factor regression or tactical allocation signals, on more than 15 holdings or including the current month. Nothing else at $360 a year covers that ground as completely. It is not worth it if your free-tier portfolio already runs, or if your question is about a single trading rule rather than an allocation.
What is a cheaper Portfolio Visualizer alternative?
It depends which half of the job you need. For allocation math there is no close substitute at the price, and the free tier is the honest cheaper option. For testing a specific entry and exit rule, our Starter plan is $19 a month or $180 a year with a 10-year backtest window, and the 20-year window starts at $49. For fundamentals and screening rather than allocation, Koyfin publishes a full ladder on both billing terms.
Who owns Portfolio Visualizer?
The site footer reads "(c) 2026 SRL Global". The company states that Portfolio Visualizer "is provided strictly for educational and illustrative purposes only", that it does not provide investment, legal, accounting or tax advice, and that it is not registered with the SEC, FINRA, FCA, ESMA or any other regulator. All outputs are described as hypothetical.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
Your next idea deserves a verdict, not a hunch.
Bring a thesis or a ticker. AgentTrading restates the rule, shows the evidence, runs 20+ years of history, and stamps an honest verdict. You decide.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.