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// Bench notes

Trading research guides, with the caveats attached

How to backtest properly, what a Sharpe ratio and a maximum drawdown really tell you, how the classic strategies behave on 20+ years of data, and honest answers about what AI can and cannot do in markets. Written by the AgentTrading research team. Educational content, never advice.

Comparisons 8 min read

Option Alpha Review: Is It Worth $99 a Month in 2026?

Option Alpha review: Pro is $99 to $149 a month or $0 through three brokers, but the backtester only tests 0DTE and next-day trades. Who it suits.

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Comparisons 8 min read

Alpaca Backtesting: Best Platforms to Test and Go Live

Alpaca has no backtesting engine and about six years of history. The three routes traders actually use, what each costs, and which reaches back to 2008.

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Comparisons 9 min read

Is Value Line Worth It? Review of the $598 Subscription

Is Value Line worth it? What $598 a year buys, who Value Line bills as a professional, and when the $199 package or a library copy is enough.

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Comparisons 10 min read

FactSet Competitors and Alternatives: Cost per Seat (2026)

FactSet competitors priced per seat: Bloomberg, Capital IQ, LSEG Workspace and Morningstar Direct, and which three can be checked against their own filings.

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Comparisons 9 min read

Capital IQ vs FactSet: Cost per Seat for Small Firms (2026)

Capital IQ contracts run about twice FactSet on procurement data, per seat the two overlap at boutique size, and only one of the two prices can be checked.

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Pricing 8 min read

FactSet vs Bloomberg Cost per Seat for Small Firms

FactSet files its subscription value and user count with the SEC and Bloomberg files nothing, so only one of these two seat prices can be checked.

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Pricing 8 min read

Capital IQ Subscription Cost: Capital IQ Cost, CapIQ Pricing

S&P publishes no Capital IQ price. Vendr's live median is $51,672 a year across 56 purchases, and real contracts work out from $1,500 to $18,750 per user.

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Comparisons 7 min read

Koyfin vs YCharts for Financial Advisors (2026 Pricing)

Koyfin publishes its full price ladder, YCharts publishes nothing at all. Both read at source September 2026, including the YCharts tier no advisor can use.

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Pricing 8 min read

Bloomberg Terminal Cost: Price per Year and per Month (2026)

Bloomberg publishes no Terminal price. Sourced figures work out to $2,000 to $2,665 a seat per month, they disagree by a third, and here is why.

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Comparisons 8 min read

Best Stock Screener with Backtesting for Value Investors

Point-in-time fundamentals decide this, not filter count. Portfolio123 states it has them; Finviz removed its backtester entirely. Nine tools priced at source.

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Comparisons 8 min read

Portfolio Visualizer Basic vs Pro: Which Plan Advisors Can Use

Free and Basic are licensed Personal and Educational Use. Only the $55 Pro tier says Commercial, and it is the only tier that puts disclosures on the report.

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Tools 9 min read

Best Algorithmic Trading Software for Retail Traders Without Coding

Composer, Option Alpha and TradeStation are the genuine no-code options. QuantConnect needs Python and its free plan publishes a live trading node limit of zero.

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Tools 9 min read

Best TradingView Plan for Backtesting: What Each Tier Buys

The best TradingView plan for backtesting depends on your timeframe. Basic covers 20 years of daily bars free, Premium unlocks real intraday fills, and Plus adds no depth at all.

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Comparisons 9 min read

Options Backtesting Software: Best for Covered Call Sellers

Options backtesting software for covered call sellers: nine platforms priced at source, up to $149 a month, and why your end-of-day option quote is a 15:45 snapshot.

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Comparisons 7 min read

Best RSI Backtesting Software for Swing Traders

Nine platforms checked against one requirement almost no review mentions: does it warm the RSI up before the first trade? Two popular picks fail it.

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Comparisons 8 min read

Best Backtesting Software for Moving Average Strategies

Nine platforms checked against one requirement: can it actually run a 50/200 crossover? One well-known backtester cannot hold enough history to try.

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Guides 8 min read

Backtesting Software for Schwab and thinkorswim

Schwab includes three thinkorswim backtesting tools free, and its own product page never says "backtest". What each does, and where you need more.

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Tools 8 min read

Best Investment Research Software for Financial Advisors and RIAs

Koyfin publishes advisor tiers at $209 and $299 a month. YCharts and Morningstar publish nothing. What each tool costs, read off the vendors' own pages August 22, 2026.

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Backtesting 8 min read

Does Koyfin Have Backtesting? What It Tests and What It Cannot

No, on any plan. We searched five Koyfin pages including its own AI pricing guide and the plan comparison matrix. Here is what Premium does instead, and what to use.

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Backtesting 9 min read

Does Finviz Have Backtesting? What We Could Verify

Every 2026 review says yes and they disagree on the history window. Finviz' own backtests URL returns 410 Gone. Here is exactly what we checked and found.

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Backtesting 9 min read

Does Trade Ideas Have Backtesting? The OddsMaker Limit

Yes, through the OddsMaker, and it is TI Premium only. Trade Ideas' own guide puts its history window at about six weeks, which decides what it can prove.

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Backtesting 9 min read

TradeStation Backtesting: What It Costs and What It Tests

TradeStation backtesting is free with a funded account. What strategy testing, walk-forward and Portfolio Maestro do, and why the $99.99 fee is not yours.

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Guides 9 min read

Will AI Replace Equity Research Analysts? The Evidence

Will AI replace equity research analysts? Two 2026 studies of live analyst output reach opposite conclusions on accuracy. Here is what each found, and why.

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Guides 10 min read

How Much Money Do You Need to Day Trade? 2026 Rules

How much money do you need to day trade? FINRA scrapped the $25,000 pattern day trader minimum on June 4, 2026. Here is the floor that applies now.

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Metrics 11 min read

What Is a Good Beta for a Stock? Ranges and How to Read It

What is a good beta for a stock? It depends on the job. Here are the ranges, why two sites report different betas for the same ticker, and what beta misses.

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Backtesting 9 min read

Does NinjaTrader Have Backtesting? Strategy Analyzer Explained

Yes, NinjaTrader has backtesting through the Strategy Analyzer, with optimization, walk-forward and Monte Carlo. What it covers, what it costs, and the futures-only limit.

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Metrics 10 min read

How to Calculate the Sharpe Ratio in Excel (and Sortino)

How to calculate the Sharpe ratio in Excel: the exact formula, a worked example, the Sortino variant, and the five errors that inflate it.

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Metrics 10 min read

What Is a Good Alpha in Investing? Stocks and Funds

What is a good alpha? Positive, and 1% to 3% a year after fees is genuinely good. Here are the ranges for stocks, funds and portfolios, and why alpha decays.

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Method 11 min read

Is Backtesting Accurate? Why Backtests Overstate Live Results

Is backtesting accurate? It describes the past under stated assumptions, not the future. How much edge decays out of sample, and why.

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How-to 11 min read

How to Backtest a Momentum Strategy (and Dual Momentum)

How to backtest a momentum strategy: pick the lookback, decide the skip-month, charge real turnover costs, and benchmark against buy-and-hold.

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How-to 11 min read

How to Backtest a Covered Call Strategy (and the Wheel)

How to backtest a covered call strategy: set the strike rule and roll schedule, model assignment, charge real costs, and benchmark the result against holding the shares.

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How-to 11 min read

How to Backtest a Dividend Portfolio (Total Return, Reinvested, 20+ Years)

How to backtest a dividend portfolio: use total-return data with dividends reinvested, cover 20+ years including 2008, charge real costs, and compare against a plain index fund.

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Backtesting 8 min read

Does Stock Rover Have Backtesting? Screening vs Testing

Stock Rover offers historical screening, not strategy backtesting. What the difference is, which plans include it, and how to test the rule you would actually trade.

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Backtesting 9 min read

Can You Backtest a Trading Strategy Without Coding? Yes

You can backtest without writing Python. The four no-code routes, what each one can and cannot test, and the mistakes that make a no-code backtest lie to you.

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Metrics 8 min read

What Is a Good Calmar Ratio? Benchmarks and Formula

A Calmar ratio above 0.5 is respectable, above 1.0 is strong for a long-only strategy. The formula, honest benchmarks, and how it differs from Sharpe.

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Backtesting 8 min read

Does Interactive Brokers Have Backtesting? The Two Routes

Interactive Brokers backtesting comes in two forms: the options-focused ORATS Backtester and coded tests through the TWS API. What each covers and how to test a plain rule.

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Backtesting 8 min read

Tastytrade Backtesting: What Lookback Tests and Its Limits

Tastytrade backtesting runs through Lookback, an options tool with 10+ years of data. What it tests, its limits, the $0 Option Alpha route, and stock rules.

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Backtesting 8 min read

Monte Carlo Simulation in Trading: What It Is and When to Use It

A Monte Carlo simulation replays a strategy thousands of times in random order to show a range of outcomes. How it works, what it reveals, and where it misleads.

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Backtesting 8 min read

Does Fidelity Have Backtesting? What Its Tools Can Test

Yes, Fidelity has a web-based Strategy Testing backtester. What it tests, why Active Trader Pro has none, and how to test a plain-English rule it cannot.

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Backtesting 9 min read

Webull Backtesting: Replay Limits and What to Use Instead

Webull backtesting explained: Replay reaches back one month, paper trading runs forward on live data, and neither returns a Sharpe ratio or a drawdown.

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Metrics 9 min read

Standard Deviation of Returns: How to Read Volatility

Standard deviation of returns measures how much a return swings around its average. How to calculate it, what a good value looks like, and how it drives Sharpe.

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Metrics 9 min read

What Is a Good Sortino Ratio? Benchmarks and How to Read It

A Sortino ratio above 2 is strong, 1 to 2 is solid, and under 1 is weak. What the ratio measures, how it differs from Sharpe, and how to read it honestly.

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Backtesting 8 min read

Does Robinhood Have Backtesting? What You Can and Cannot Test

Robinhood has no historical backtesting for stock strategies. What it does offer, why brokers skip backtesting, and how to test a rule before you trade it.

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Risk 9 min read

What Is Risk of Ruin? The Number That Decides If You Survive

Risk of ruin is the probability your account falls to a level you cannot trade back from. What drives it, how to estimate it, and how to push it toward zero.

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Backtesting 8 min read

Does E*TRADE Have Backtesting? What It Can and Cannot Test

Does E*TRADE have backtesting? Only for options income, plus a forward paper-trading simulator. No historical stock-strategy backtester.

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Costs 9 min read

What Is Slippage in Trading? The Hidden Cost That Kills Backtests

Slippage is the gap between the price you expected and the price you got. What causes it, how to estimate it, and why leaving it out makes a backtest lie.

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Backtesting 9 min read

Does thinkorswim Have Backtesting? All Three Tools and Their Limits

Does thinkorswim have backtesting? Yes, three limited forms: thinkBack, OnDemand replay, and chart strategy reports. Where thinkScript is unavoidable.

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Metrics 9 min read

What Is Expectancy in Trading? The Formula and What Is Good

Expectancy is the average dollars a strategy makes per trade. The formula, a worked example, what counts as good, and why it beats win rate as a measure of an edge.

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Backtesting 9 min read

How Long Should You Backtest a Trading Strategy? Years and Trades

How long should you backtest a trading strategy: at least 20 years of data and enough trades to be statistically meaningful. Two rules, checked.

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AI trading 10 min read

Can AI Agents Trade Stocks? What They Actually Do (and Don't)

Can AI agents trade stocks? They handle research, reading, and backtesting well, but hands-off execution is where they fail. The honest split.

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Fundamentals 9 min read

What Is a Good CAGR? Benchmarks for Stocks and Portfolios

What is a good CAGR: roughly 10% nominal matches the market, low teens is strong, above 20% for years deserves scrutiny. Formula, benchmarks, and traps.

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AI trading 10 min read

Are AI Trading Bots Profitable? An Honest Answer

Are AI trading bots profitable? Most consumer bots that promise hands-off profits are hype or scams. What actually pays is research and backtesting. Here is the honest breakdown.

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Fundamentals 8 min read

What Is a Good Profit Factor? Benchmarks and Formula

What is a good profit factor: below 1 loses money, around 1.5 is respectable, above 2 is strong but deserves scrutiny. The formula, a benchmark table, and the traps.

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How-to 9 min read

Walk-Forward Analysis: Testing a Strategy Out of Sample

Walk-forward analysis optimizes a strategy on one slice of history, tests it on the next unseen slice, then rolls forward. Why it beats a plain backtest, with steps and a schedule table.

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Tools 10 min read

Can You Backtest on TradingView for Free? Yes, With 3 Limits

Can you backtest on TradingView for free? Yes, the Strategy Tester runs on Basic. The limits: Pine Script is required, bars are capped, Deep Backtesting is Premium.

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Guides 10 min read

Do You Need a Trading Journal? What It Can and Cannot Tell You

Do you need a trading journal? Yes, if you trade often. It grades the driver, not the car. What to log, spreadsheet vs software, and the question it cannot answer.

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Fundamentals 11 min read

What Is a Good Win Rate for a Trading Strategy? It Depends

What is a good win rate for a trading strategy? There is no good win rate alone. Expectancy decides. Break-even table by payoff ratio and realistic ranges by style.

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AI 12 min read

Is AI Trading Profitable? What the Evidence Actually Shows

Is AI trading profitable? Where AI genuinely adds money, where it quietly costs you money, and the four numbers that decide the answer for your own account.

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Honest answers 11 min read

Do Stock Screeners Work? What a Screen Can and Cannot Tell You

Do stock screeners work? Yes, at one job: narrowing a universe. What a screen proves, what it never proves, and how to test a shortlist first.

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Guides 10 min read

How Much Does Stock Analysis Software Cost? 2026 Price Table

How much does stock analysis software cost in 2026? List prices for 10 tools, checked in July, plus what each tier actually buys and where the money is wasted.

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How-to 12 min read

How to Backtest a Portfolio in 7 Steps (Weights, Rebalancing, Costs)

How to backtest a portfolio: set the weights, pick a rebalance rule, use adjusted data across 20+ years, charge real costs, and compare against a plain index fund.

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AI 13 min read

How to Use AI for Stock Trading: What It Does Well, and Where It Lies

How to use AI for stock trading: the four jobs it genuinely does well, the two it cannot do, and how to check every number before you act on it.

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AI 11 min read

Do AI Stock Pickers Actually Work? An Honest Look at the Evidence

Do AI stock pickers work? What the research shows, why advertised win rates mislead, and the questions to ask any AI stock picker before you pay for it.

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Fundamentals 10 min read

Buy and Hold vs Active Trading: The Honest Trade-offs

Buy and hold strategy vs active trading, honestly compared: costs, taxes, the behavior gap, and when rule-based trading actually helps (risk control, not magic).

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Guides 10 min read

Common Backtesting Mistakes: 7 Ways Your Results Lie to You

Backtesting mistakes that inflate results: overfitting, survivorship bias, look-ahead bias, ignored costs, and small samples, each with the symptom and the fix.

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Risk 10 min read

Position Sizing: The Skill That Keeps Traders Alive

Position sizing explained: fixed fractional sizing, risk per trade, the losing-streak math that shows why sizing beats entries, and a careful word on Kelly.

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Honest answers 9 min read

Can AI Predict the Stock Market? An Honest No, and What It Can Do

Can AI predict the stock market? No, and no honest tool claims it. Why markets resist prediction, and what AI genuinely does well.

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How-to 11 min read

How to Analyze a Stock: Business, Financials, Valuation, Risks

How to analyze a stock in four ordered questions: is the business good, do the financials confirm it, is the price fair, and what could go wrong. A framework.

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Strategies 9 min read

Mean Reversion Trading: How It Works and When It Breaks

Mean reversion trading bets that stretched prices snap back. Why it works on indexes, feels awful to trade, and the traps that break it.

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Strategies 10 min read

RSI Trading Strategy: The 14-Period Rules, Tested Honestly

RSI trading strategy explained: how the 14-period oscillator and 30/70 rules work, why it wins in choppy markets and fails in strong trends.

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Strategies 10 min read

Moving Average Crossover Strategy: Rules, Evidence, Honest Results

Moving average crossover strategy explained: golden cross and death cross rules, why the signal lags, whipsaws in sideways markets, and what backtests really show.

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Risk 9 min read

Maximum Drawdown Explained: The Risk Number That Actually Hurts

Maximum drawdown is the largest peak-to-trough loss a strategy suffered. Why it matters more than volatility, the recovery math, and how to read it in a backtest.

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Fundamentals 9 min read

What Is a Good Sharpe Ratio? Benchmarks From 0 to 3

What is a good Sharpe ratio: above 1.0 is good, above 2.0 very good, below 0 means cash won. Definition, benchmarks, and the caveats that change it.

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How-to 11 min read

How to Backtest a Trading Strategy in 6 Steps (No Code)

How to backtest a trading strategy: define a precise rule, use adjusted data, include costs, run it, and check it out of sample.

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Put a guide to work on a real ticker

Describe a thesis in plain English or paste a ticker. AgentTrading summarizes the fundamentals, backtests the rule on 20+ years of adjusted daily data, and explains the risks before you decide anything.

Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.