FOR LONG-TERM INVESTORS - EVIDENCE FIRST
Stock research tools for the buy-and-hold sceptic
Paste a ticker and get the fundamentals summarized like a patient analyst, plus a 20-year backtest that is not afraid to say the timing rule lost to simply holding.
Buy-and-hold investors who want the evidence read out before a position, and a tool that respects the index as the benchmark.
- 1 THESIS
- 2 EVIDENCE
- 3 BACKTEST
- 4 RISK
- 5 VERDICT
02 EVIDENCE · FUNDAMENTALS
04 RISK · IN PLAIN ENGLISH
Past performance does not guarantee future results. Educational analysis only, not financial advice.
In short
Stock research tools for long-term investors should test the boring hypothesis first, because the boring hypothesis usually wins: in our historical illustration, the classic AAPL golden cross timing rule UNDERPERFORMED simply buying and holding, and Agenttrading stamps that verdict instead of hiding it. That is the tool working as designed. Paste a ticker and it summarizes the fundamentals like a patient analyst, revenue trajectory, margin direction, valuation against the company's own history, with at least one risk flag it insists on including; attach any timing or screening rule and it backtests the idea on 20+ years of split- and dividend-adjusted daily data, dividends reinvested, with a 0.1% cost per trade assumed by default. The manual version of that loop, a screener, ten filings, and a spreadsheet, runs 4 to 6 hours per idea; the bench runs it in minutes with every assumption logged. Portfolio Visualizer ($0 to $39 per month) computes similar statistics but hands you a form and a table with no explanation; Agenttrading starts at $19 per month and explains the result. One honest limitation: coverage is US-listed stocks and ETFs, so international holdings sit outside the bench. Nothing here is a recommendation: educational analysis with the assumptions visible, and the holding decision stays yours.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.
ON YOUR BENCH - LONG-TERM INVESTORS
What changes when the vetting is honest
Buy-and-hold is the benchmark, always
Every rule is tested against simply holding, and when holding wins the verdict says UNDERPERFORMED. The AAPL golden cross graded exactly that way in our historical illustration, which is the honesty this page is named for.
Fundamentals like a patient analyst
Revenue trajectory, margin direction, valuation against the company's own history, and a mandatory risk flag, each stated as a checkable claim drawn from public filings rather than an unexplained score.
Drawdowns you can imagine sitting through
The risk panel describes the worst stretch in words: how deep it went, how long it lasted, how long recovery took. Holding for a decade is easy until year three; the panel is honest about year three.
Minutes per idea, every assumption logged
The screener-filings-spreadsheet loop takes 4 to 6 hours per idea. The bench runs it in minutes and logs date range, parameters, and costs, so the research file survives longer than the enthusiasm.
THE MATH - TIME, NOT MAGIC
The manual loop is 4 to 6 hours per idea
A screener, ten filings, and a spreadsheet backtest, for every single idea. The bench runs the same loop in minutes and logs what it assumed. Count what that is worth in your week.
Your research hours, backTIME ONLY. NO RETURN MATH.
Manual vetting / month
h
Hours back with the bench
~h
On the same bench
AI stock analysis is the fast per-ticker read, and the fundamental analysis tool goes deeper on filings. The drawdown language on every run comes from investment risk analysis, and allocation-level ideas get the same treatment on the ETF backtesting page.
Who else runs the bench
Your next idea deserves a verdict, not a hunch.
Bring a thesis or a ticker. Get the evidence, the backtest, the risks, and an honest stamp. Then decide for yourself.
Past performance does not guarantee future results. For educational and informational purposes only. Not financial advice. Consult a licensed advisor.