Danelfin Review of the AI Score and What It Costs

Danelfin is worth it for a US investor who picks individual stocks, holds them for weeks to months, and wants a second opinion on every name before buying. Plus at $29 a month, or $22 a month billed yearly, puts its 1 to 10 AI Score on every stock and ETF you look at. It is poor value if you want trade signals for this week, if you plan to use the scores in client work, or if you expect the score to tell you what to do with a stock once you own it.

We read Danelfin's Plans and Pricing page and the plan data behind it, its FAQ, its Terms of Use and its homepage performance claims on October 1, 2026. Figures below come from those pages unless we name another source. Every price and billing term, including the new 2-year plan, is laid out on our Danelfin pricing page.

Danelfin at a glance

Is Danelfin worth it?

Danelfin is worth paying for when you will check the AI Score on most stocks you consider and act on what it says about the next three months. At $264 a year for Plus, that is roughly the price of one bad trade avoided. It is not worth it if you only look up a score now and then, because the Free plan's 10 reports a month already cover that.

The honest way to judge it is to ask what decision the score changes. For most buyers it is a filter: a stock you like that scores 3 out of 10 gets a second look, and a stock that scores 10 gets your research time first. Used that way, Plus is the whole product. Pro earns its extra $50 a month only if you want to read the signals behind the score and filter the market by them. Elite is a data purchase, built around the API and the score history file.

How much does Danelfin cost?

Danelfin costs $29 a month for Plus, $79 for Pro and $179 for Elite on monthly billing. Billed yearly, those become $22, $59 and $134 a month ($264, $708 and $1,608 a year), and the 2-year term costs $408, $1,128 and $2,568 paid up front, which works out to $17, $47 and $107 a month.

One detail trips up most reviews. The pricing page opens on the Yearly view, so the large figures are $22, $59 and $134. A tooltip under Plus reads: "The full monthly price is $29. The monthly price within yearly subscription is $22." Several ranking reviews list Plus at $22 a month as if that were the month-to-month price. Prices have also moved: when we checked in July 2026, Plus was $22 a month and $19 billed yearly, so any review written before the autumn quotes a cheaper Danelfin than the one you can buy today.

Is Danelfin free?

Danelfin has a permanent Free plan that needs no credit card. It includes the daily top 10 stocks newsletter, 10 stock or ETF reports a month, the top 10 in each ranking, one portfolio of 5 holdings and the top 2 long trade ideas. Explanations are limited to the top alpha signals. That is enough to judge whether you trust the score, not enough to run a real watchlist through it.

Does Danelfin work?

Danelfin's own numbers say the score sorts stocks well on average. Its homepage states that since 2017, US-listed stocks scoring 10 out of 10 "outperformed the market by +21.05% on average after 3 months (annualized alpha)", while stocks scoring 1 out of 10 "underperformed the market by -33.28%". That spread between the top and bottom scores is the strongest evidence in the product's favor, and it is the right kind of evidence: a whole bucket of stocks, not a few lucky picks.

Read three things into it before you pay. First, the figure is an average of 3-month periods restated as an annual rate, so a single stock held for three months can do anything. Second, it is published by the vendor and is backward-looking. Academic work on this is sobering: McLean and Pontiff (Journal of Finance, 2016) studied 97 published stock-return predictors and found their returns fell 26% out of sample and 58% after publication. Third, the homepage sentence does not say how costs, turnover or the timing of trades were handled, and those decide whether an edge survives when you trade it.

The Best Stocks strategy claim has the same shape. The homepage says it "generated a return of +376% from January 3, 2017, until June 9, 2025, vs. only +166% of the S&P 500". That window ends in June 2025, more than a year before the page we read, so it tells you nothing about the last fifteen months.

How reliable is Danelfin?

The AI Score is reliable as a ranking and unreliable as a prediction for any single stock. Danelfin says so itself: "It is impossible to predict perfectly which stocks will beat the market." What you can rely on is consistency. The score is calculated the same way every day, it is not swayed by headlines or a writer's mood, and the history goes back to 2017.

Where buyers get burned is treating a 10 as a buy order. A probability of beating the market over three months says nothing about where you should get out, how much to put in, or what happens if you hold for a year instead. Pro adds suggested stop loss and take profit levels for Buy, Hold and Sell rated holdings, which helps, but those are Danelfin's parameters, not a test of yours.

Is Danelfin legit?

Yes, in the sense that matters for a subscription. Danelfin is run by Danelfin Technologies, a company based in Barcelona, Spain, its Terms of Use are governed by Spanish law, payment is taken by card through a mainstream processor, and cancellation is a button in your account settings or an email to support. A cancelled Plus or Pro plan keeps its features until the period ends. The Terms are also clear that the scores "are not intended to be investment advice or a recommendation to buy or sell any security", which is the correct position for a scoring product.

The one refund caveat: the 30-day money-back guarantee is "valid for 30 days from the creation date of a new subscription". It does not mention renewals, and plans renew automatically on the monthly, yearly and 2-year cycles. Diarize the renewal date, especially if you buy the 2-year term.

Plus, Pro or Elite, which one is enough?

Plus is enough for most individual investors. It unlocks unlimited reports, rankings and AI price forecasts, syncs a US brokerage portfolio automatically, and shows every AI Score alpha signal. Pro is for the investor who wants the full fundamental, technical and sentiment signal lists, wants to filter the whole market by a signal, and wants CSV export. Elite adds unlimited short trade ideas (every other plan gets only the top one), 10,000 API calls a month and the daily score history since 2017.

The CSV export on Pro is underrated. If you save the scores and indicators for your watchlist every week, after a few months you have your own record of how each score band did on the stocks you actually follow. A table that size is easier to question in plain English than with formulas, and a tool that can turn plain-English questions into SQL over a spreadsheet of exported scores will answer "which of my names went from 6 to 9 last quarter, and what did they return" in one line.

Can financial advisors use Danelfin?

Not for client work without asking. Danelfin's Terms of Use prohibit using the website or its information "for any commercial use" and allow copies only "solely and exclusively for personal and private use". The API terms grant a licence "for your internal purposes" and bar redistributing scores to any third party. An RIA that wants to show AI Scores in client reviews or marketing needs written permission. This is the same licence-based gate we found at Motley Fool and Unusual Whales, and how each vendor in the category handles professional users is on our non-professional subscriber page.

Danelfin vs Seeking Alpha, Zacks and Motley Fool

Danelfin and Zacks are the closest pair, both selling a quantitative score rather than picks. The plan-by-plan breakdowns are on our Zacks pricing and Seeking Alpha pricing pages, and the tools-not-price comparison, including Tickeron and TrendSpider, is on our Danelfin alternatives page.

What Danelfin does not do

Danelfin does not test your rule. Its plans list an "AI Score track record (performance, win rate)", which is the history of Danelfin's own signals. If your plan is "buy names that rise to 9 or 10, sell after 60 days or on a 10% drop", nothing in the product tells you how that exact rule did after costs. That is a different question from whether the score sorts stocks well, and it is the one that decides whether you make money following it.

That is the job our trading strategy tester does. You type the rule in plain English, the bench shows you the rule it extracted, and it runs on years of split- and dividend-adjusted daily data with a 0.1% cost per trade. It reports every trade, the maximum drawdown and a plain verdict against simply holding the index over the same dates. Starter is $49 a month, or $288 a year. We do not score or rank stocks, so the two tools fit together: let a scorer surface the names, then test what you plan to do with them before you put money behind it.

Our verdict

Danelfin is a well-built, honestly priced scoring service with a real free plan, a 14-day trial and a 30-day refund on new subscriptions. Buy Plus on the yearly term if you pick stocks and will check the score on each one. Skip Pro unless you will use the signal filters or the export, and skip Elite unless you need the API. Before you follow the score with real money, write down the rule you will actually trade and test it, because the score's track record is not your track record.

This review is educational analysis only, not investment advice. Past performance does not guarantee future results.